Rs.12 Lakh Home Loan - EMI, Eligibility and Interest Rate @7.15%*p.a.

Home Loan of up to Rs.12 Lakh

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Home Loan of Rs.12 Lakh: Overview

Sambhav Home Loan of Rs.12 Lakh: Overview

Buying a home is a key life milestone for many borrowers. The right financing can make the journey simpler and more manageable. With Sambhav Home Loans from Bajaj Housing Finance, you can access funding of Rs.12 Lakh at a competitive interest rate and repay it over a long tenure.

Features and Benefits of a Home Loan of Rs.12 Lakh

Features and Benefits of Sambhav Home Loan of Rs.12 Lakh

Simple Application Process

Applying for a Sambhav Home Loan is easy, whether you choose to apply online or visit a branch in person.

Easy Eligibility Criteria

With our easy-to-meet eligibility criteria, you can avail of Sambhav Home Loan with or without income proof.

Long Repayment Tenure

You can repay your loan easily with a long tenure of up to 25 years.

Extensive Branch Network

Our presence across multiple locations ensures seamless access to services and ongoing support.

Eligibility Criteria of Rs.12 Lakh Home Loan-WC

Eligibility Criteria for Sambhav Home Loan of Rs.12 Lakh

Meet the following eligibility criteria to apply for Sambhav Home Loan of Rs.12 Lakh:

Salaried applicants:

Should be an Indian resident
Should fall within the age range of 23 to 62 years** of age

Self-employed applicants:

Should be an Indian resident
Should be between 23 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of Rs.12 Lakh: Required Documents

Sambhav Home Loan of Rs.12 Lakh: Required Documents

With our minimal documentation and quick processing, you can experience a hassle-free homeownership journey. Submit these documents when applying for Sambhav Home Loan:

Salaried Applicants

Mandatory Documents: PAN Card or Form 97 (Borrowers without a PAN Card may submit Form 97)
KYC Documents: Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, and valid Driving Licence
Property-Related Documents: Title Deed, Allotment Letter, and Property Tax receipts

Self-Employed Applicants

Mandatory Documents: PAN Card or Form 97 (Borrowers without a PAN Card may submit Form 97)
KYC Documents: Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid Driving Licence, and business vintage proof
Property-Related Documents:Title Deed, Allotment Letter, and Property Tax receipts

Note: This list is indicative.

Steps to Apply for a Home Loan of Rs.12 Lakh

Steps to Apply for Sambhav Home Loan of Rs.12 Lakh

Applying for Sambhav Home Loan of Rs.12 Lakh with Bajaj Housing Finance is quick and hassle-free with our online application process. Follow these simple steps to apply:

Visit our Home Loan application form.
Provide your personal details, including your name, contact number, and employment type.
Choose the loan type you wish to apply for.
Enter your net monthly income and residential PIN code.
Specify the loan amount you need.
Generate and enter the OTP for verification.
Fill in all the required details based on your employment type.
Submit the application form.

After you submit the form, our team will contact you within 24 hours* to guide you through the next steps.

*Terms and conditions apply.

FAQs

Sambhav Home Loan of Rs.12 Lakh: FAQs

Applicants who meet the following eligibility criteria can apply for Sambhav Home Loans:

Salaried applicants:

Should be an Indian resident
Should fall within the age range of 23 to 62 years** of age

Self-employed applicants:

Should be an Indian resident
Should be between 23 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

To apply for Sambhav Home Loan, you need to submit the following documents:

Mandatory Documents: PAN Card or Form 97 (Borrowers without a PAN Card may submit Form 97)
KYC Documents: Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid Driving Licence, and business vintage proof (for self-employed applicants)
Property-Related Documents: Title Deed, Allotment Letter, Property Tax receipts

This is an indicative list of documents.